Cover Options | Legacy BlueStar | Sanlam Financial Planners Bellville, Cape Town


Protecting your assets and valuables

You work hard to provide for your family and to protect them to the best of your ability. Unfortunately, we’re all faced with the reality of everyday risks and adversities that could impact our lifestyle and threaten our livelihood.
Having the right insurance in place will give you peace of mind, knowing that your car, household possessions and other valuables are sufficiently protected in the event of theft, damage or loss.
Your financial planner will do a complete assessment of your assets and valuables to ensure that your financial plan includes protection against any adversity that could impact your lifestyle and the financial wellbeing of your family.

Cover options

What do you need covered?


An unforeseen car emergency can have a major impact on the livelihood and everyday life of your family. Safeguard your vehicles against any potential car insurance or roadside risk to ensure that you keep the wheels going, no matter what gets in your way.

House Contents

It is often a painful experience to realize just how easy it is to underestimate the value of your home contents. Your financial planner will recommend a complete assessment of your home contents to determine if your valuables and assets are sufficiently covered based on its true replacement value.


Your house is most likely your most valuable asset. Yet, it is exposed to a myriad of everyday risks, most of which often beyond your control. Your financial plan should include comprehensive building cover to ensure that your home is sufficiently insured according to its replacement or rebuilding value.

All Risk

You can’t keep your valuables locked up in a secure location every day. All Risk cover will ensure that personal items such as laptops, sporting equipment, clothes and any other specified expensive lifestyle items are sufficiently covered every time you set foot outside.

Get expert financial advice

Speak to us now and get advice from an accredited financial planner.


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Considering alternate car insurance? Short on time? Use your time wisely to submit your details and short-term insurance requirements via our chatbot in order to be assisted.

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Life Events

Every chapter of your life covered

Starting your career

Starting your career

There are few things more exciting than your first pay check. And few things more critical to your financial success than protecting your ability to earn an income. So make sure your future is safeguarded against illness and disability.

Getting married

Getting married

The moment you say “I do”, you and your spouse are financially committed to one another for the long term. Take the time to explore your cover options and ensure that your financial future is secure should anything happen to one of you.

Buying a house

Buying a house

Putting down roots is one of the biggest financial commitments you’ll ever make. When it comes to applying for a home loan, make sure that the life cover you choose has a proven track record.

Having a baby

Having a baby

Starting a family brings with it great joy – and even greater responsibility. Make sure that your growing family’s future is secure by taking out life cover that is designed to support them financially should you pass away unexpectedly.