Sanlam Financial Planner
Francois Beets
About me
I am a Sanlam financial planner at Complectus Wealth BlueStar in the Southern Cape. I've been in the financial services industry since 2017. Together with my team at Complectus Wealth BlueStar, authorised by Sanlam, we aim to build long-term relationships with our clients and provide continuity by offering the services of a number of specialist financial planners, rather than the advice of just one adviser. Contact me for professional advice and future peace of mind.
My qualifications & recent awards
Qualifications
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Bachelor of Economic Science
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National Certificate: Financial Markets & Instruments
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National Certificate in Wealth Management
Awards
Sanlam Iron Eagle
Recognizes emerging excellence. This award is presented to advisers who demonstrate strong foundational performance and a clear commitment to client value and long-term success.
4 LIMRA International Quality Awards
This annual award recognises professionals demonstrating high standards of quality, service, and professionalism in the insurance industry across the globe.
PRODUCTS AND SERVICES
What we offer
Severe Illness Cover
Helps cover the unexpected costs of a dread disease, leaving you to focus on your health.
TOOLS & CALCULATORS
Explore resources to help you connect with a financial adviser.
CAMPAIGNS
Discover more
BLOGS
Latest insights from our blogs.
Financial Planning
Why winter can impact your wallet in South Africa
Winter can trigger higher spending in South Africa due to seasonal mood changes. Discover practical tips to manage expenses and protect your finances.
Retirement
Building a retirement that lasts: Spend smartly and invest wisely
Learn how disciplined withdrawals, smart asset allocation and effective risk management can help sustain your retirement income, protect against inflation and support long-term financial security.
Insurance
Secure your future with risk cover
Protect your family’s future with life, disability, and critical illness cover designed to provide financial security when it matters most.
Fiduciary Services
Dads, secure your legacy with a will
A valid will helps ensure your wishes are followed, loved ones are protected, and assets are distributed clearly. Take ownership of your estate planning today.
Financial Planning
#SavingsMonth: How to achieve a savings mindset
Building a savings habit starts with the right mindset. Discover practical ways to prioritise saving, create realistic financial goals, and develop healthy money habits that can help secure your financial future.
Financial Planning
Tax-free savings plans: ticking many good investment boxes
Looking for a tax-efficient investment? Learn how tax-free savings plans can help you build wealth, save for the future, and enjoy tax-free growth on your investments.
Financial Planning
Securing your child's future: top benefits of education savings plans
Secure your child’s future with an education savings plan. Start early, benefit from compound growth, reduce financial stress, enjoy tax advantages, and give your child more options for higher education with peace of mind.
Financial Planning
Think you know Tax? 6 Common South African Myths Busted for 2026
South African tax rules can be confusing, and myths often lead to costly mistakes. This blog unpacks six common tax myths, clarifies what’s true for 2026, and helps you make smarter, more confident financial decisions.
Investments
Are concerns about money keeping you up at night?
Worrying about money can affect both your financial wellbeing and peace of mind. Discover practical strategies to manage financial stress, improve money habits, and regain confidence in your financial future.
Financial Planning
Building generational wealth: Simple strategies for securing your family's financial future
Generational wealth grows through thoughtful planning, steady investing, and clear intent, helping families create security that lasts beyond one lifetime.
Investments
Financially confident youth: Africa's greatest investment
Financial confidence helps Africa’s youth turn potential into progress. See how families can build resilience, skills, and secure futures—start shaping tomorrow today.
Financial Planning
Mid-year / Annual Checklist - when meeting your financial adviser
Prepare before meeting your financial adviser to make the most of your session. Bring key questions, review your will, portfolio, and financial plan, and gain clarity, peace of mind, and guidance to reach your goals.