Guaranteed Tax Efficient Income for a Period of Your Choice | Intelliplan BlueStar | Sanlam Financial Planners Gauteng

Investments

Guaranteed, tax-efficient income for a period of your choice

Perhaps you’re starting a new venture and won’t be actively participating in the workforce for a while. Or you simply have a lump sum that you’d prefer to receive in a systematic manner. Whatever the reason, you need a stable income for a specified time. With a minimum investment amount of R20 000, the Sanlam Stratus Guaranteed Income Policy gives you certainty of income and a sense of security.

Why consider investing

Some reasons why clients have opted to invest in the Sanlam Stratus Guaranteed Income Policy:

  • “I want to ensure that my child at university receives a regular income to cover her meals, books and transport.”
  • “I’ve been retrenched and would prefer to receive my lump sum severance package in the form of an income over time.”
  • “I inherited a sum of money and I don’t want to blow it all at once. A guaranteed income for a specific period makes sense in my current financial situation.”
  • “My parents made an investment for me years ago, and it’s maturing now. Investing the maturity benefit in the Sanlam Stratus Guaranteed Income Policy means I have a regular extra monthly income for the next few years.”

Four things to know about the Sanlam Stratus Guaranteed Income Policy:

1. Your income is guaranteed by Sanlam Life.

You receive regular, guaranteed income payments for a selected period of time.

2. You choose the period.

You have the flexibility to choose the period over which you would like to receive it – you can select an income payment term between 5 and 15 years.

3. You have the option to fight inflation.

Protect the purchasing power of your income by limiting the impact of inflation on your income. You can choose to increase your income at a rate of between 1% and 10% a year.

4. You receive tax-efficient income.

The income you receive consists partly of a repayment of the capital amount of the original investment, called the capital portion of the income payment. This portion may be exempt from income tax if you meet the requirements of section 10A of the Income Tax Act.

Your financial adviser can guide you on the Sanlam Stratus Guaranteed Income Policy and how to include it in your investment portfolio. Contact your adviser today.

Glacier Financial Solutions (Pty) Ltd is a licensed financial services provider.

Sanlam Life Insurance Ltd. is a licensed life insurer and financial services provider and a registered credit provider (NCRCP43)

The Sanlam Stratus Guaranteed Income Policy is underwritten and administered by Sanlam Life Insurance Ltd (Sanlam Life), a licensed financial services provider (FSP number 2759).

Looking for expert advice?

Speak to a financial planner

ALL PLACE HOLDERS
currentUrl = @@currentUrl@@
websiteUrl = https://www.sanlamadvice.co.za/bluestar/intelliplan
websiteFriendlyName = Intelliplan
businessName = Intelliplan BlueStar
businessCode = 00963151
adminContactNumber =
adminEmail = info@intelliplanbluestar.co.za
businessLinkedInUrl =
businessFacebookUrl = https://www.facebook.com/profile.php?id=100054277670854
intermediaryCode = 00963151
intermediaryName =
intermediaryFullName =
intermediaryContactNumber =
intermediaryEmail =
advicePartnerProspectingUrl =
adviserPreferredName =
adviserSurname =
adviserEmail =
adviserMobile =
adviserBcardUrl = @@adviserBcardUrl@@
profilePhotoId =
logoId = 1329
encryptedIntermediaryCode =
intermediaryWhatsAppNumber =
personalLinkedInUrl =
authorisedPrincipleIntermediaryCode = 00131342
authorisedPrincipleName = Jonathan
authorisedPrincipleFullName = Natie Botha
authorisedPrincipleContactNumber = + (27) 16 931 0128
authorisedPrincipleEmail = natie@intelliplanbluestar.co.za

ALL PLACEHOLDERS Display Status
currentUrlDisplayStatus = @@currentUrlDisplayStatus@@
websiteUrlDisplayStatus = true
websiteFriendlyNameDisplayStatus = true
businessNameDisplayStatus = true
businessCodeDisplayStatus = true
adminContactNumberDisplayStatus = true
adminEmailDisplayStatus = true
businessLinkedInUrlDisplayStatus = none
businessFacebookUrlDisplayStatus = true
intermediaryCodeDisplayStatus = true
intermediaryNameDisplayStatus = none
intermediaryFullNameDisplayStatus = none
intermediaryContactNumberDisplayStatus = none
intermediaryEmailDisplayStatus = none
advicePartnerProspectingUrlDisplayStatus = none
adviserPreferredNameDisplayStatus = none
adviserSurnameDisplayStatus = none
adviserEmailDisplayStatus = none
adviserMobileDisplayStatus = none
adviserBcardUrlDisplayStatus = @@adviserBcardUrlDisplayStatus@@
profilePhotoIdDisplayStatus = none
logoIdDisplayStatus = true
encryptedIntermediaryCodeDisplayStatus = none
intermediaryWhatsAppNumberDisplayStatus = none
personalLinkedInUrlDisplayStatus = none
authorisedPrincipleIntermediaryCodeDisplayStatus = true
authorisedPrincipleNameDisplayStatus = true
authorisedPrincipleFullNameDisplayStatus = true
authorisedPrincipleContactNumberDisplayStatus = true
authorisedPrincipleEmailDisplayStatus = true

Blog

Related Articles

BlogIMG
Are concerns about money keeping you up at night? 
Read more
BlogIMG
Understand your money personality to unlock your hidden savings potential
Read more
BlogIMG
Exercise to maximise
Read more
BlogIMG
There’s no time like the present – how to take advantage of the current higher bond yields
Read more
BlogIMG
Tax-efficient investment opportunities
Read more
BlogIMG
Improve investment outcomes with Artificial Intelligence (AI)
Read more
BlogIMG
Simplify offshore investing with Glacier International
Read more

Get expert financial advice

Speak to us now and get advice from an accredited financial planner.

Speak to a planner

Connect with us on Facebook

Follow us
Facebook