Insurance

Heart health risks for under-45s

Think heart disease happens only to old people? Think again. Cardiovascular disease (CVD) is increasingly affecting younger South Africans – and the consequences can be life‑changing.

In May 2025 the Heart and Stroke Foundation South Africa highlighted that hypertension affects nearly half of South Africans – from as young as 15 years old. This trend is reflected in Sanlam’s 2025 claims data, which shows that one in four claims comes from clients under 35, with cancer and cardiovascular conditions emerging as the leading causes. These figures highlight that younger adults are not immune to income‑disrupting health events and demonstrate how lifestyle‑related conditions are increasingly affecting younger generations.

The Weight Within

Stress: a silent heartbreaker

Sanlam’s 2025 Financial Confidence Index Report shows that many South Africans continue to experience financial strain, with nearly a quarter reporting low confidence in managing their financial lives. Chronic stress doesn’t just weigh on your mind – it can strain your heart.

Quietly Stealing Health

Mental strain and heart pain

According to mental health experts, conditions such as anxiety or depression may also contribute to cardiovascular risk. Recently the South African Depression and Anxiety Group (SADAG) found that up to one in three teenagers in South Africa experiences mental health conditions. This is a growing concern for the future.

Sleep Debt Builds

Night owls, don’t forget your rest

Sleep is essential for heart health. Research published in the South African Journal of Science (2025) found that insufficient sleep and insomnia were associated with elevated blood pressure, increasing the risk of hypertension, anxiety and depression.

Guard What Matters

Protecting your health – and your financial well-being

At Sanlam, we understand that financial stress and health risks are deeply connected. That is why we offer holistic solutions designed to give you peace of mind:

Sanlam Life Cover: Protects your loved ones financially should the unexpected happen.
Severe Illness Cover: Provides financial support if you are diagnosed with a critical condition such as heart disease.
Income Protection: Safeguards your monthly income if illness prevents you from working.
Sanlam Reality and EAP programmes: Access counselling, financial coaching and lifestyle support services to ease stress and improve well-being.