Sanlam Short-Term Insurance Adviser
Clinton Leal
About me
I have been in the short-term insurance industry for more than 10 years and am a specialist adviser and Authorized Principal of Concept Insure since March 2020. I have expertise in a vast selection of different fields, such as personal, commercial, agriculture, aviation, marine, heavy haulage, niche markets, liability, and indemnity, as well as contractors who are all-risk and taxi and Uber/Bolt. Whatever your need is, we will tailor-make a product that suits your requirements. The advice I provide is delivered with integrity, respect, and professionalism, with all your insurance aspects being handled by myself and our office support. There's no need to call different call centers when you can contact us directly for any service required on your short-term insurance. Our vision is to make you happy and keep you happy.
My interests
- Watching sport
- Helping others in need and focusing on building relationships
My qualifications & recent awards
Qualifications
-
FETC: Short Term Insurance
Awards
Sanlam Eagle Membership
Acknowledges advisers who are established professionals and trusted members of our community. This recognition reflects a commitment to upholding high standards of service and maintaining strong client relationships as part of our network.
PRODUCTS AND SERVICES
What we offer
Severe Illness Cover
Helps cover the unexpected costs of a dread disease, leaving you to focus on your health.
TOOLS & CALCULATORS
Explore resources to help you connect with a financial adviser.
CAMPAIGNS
Discover more
BLOGS
Latest insights from our blogs.
Insurance
Can you trust AI-powered health tools with your health?
AI-powered health tools offer valuable insights into your wellbeing, but healthcare experts stress the importance of combining technology with professional advice.
Insurance
Navigating cancer in the workplace: what to do and how to provide support
A cancer diagnosis can affect more than your health. It can impact your work, finances, and daily routine. Discover practical guidance for navigating the workplace with confidence while managing treatment, recovery, and wellbeing.
Insurance
Secure your future with risk cover
Protect your family’s future with life, disability, and critical illness cover designed to provide financial security when it matters most.
Short Term Insurance
Times are tough – but culling your insurance won’t help you save in the long run
Short-term savings can create long-term risk. Explore how the right mix of cover supports financial stability, cash flow, and future goals. Review your cover.
Insurance
Do I Need Income Protection Insurance? Let’s break it down
Do I need income protection insurance? Get clear on risks, income gaps, and how to keep your finances stable if illness or injury affects your earnings—secure peace of mind.
Insurance
How much life cover is enough?
Understand how income replacement, future needs and debt affect the right level of life cover to protect your loved ones and secure their financial future.
Insurance
Heart health risks for under-45s
Heart disease isn’t just an older adult’s concern. Younger South Africans face rising cardiovascular risks, worsened by stress, poor sleep, and mental health challenges. Protect your health and income with holistic Sanlam solutions.
Insurance
Empower yourself with the right life cover
Protecting your family’s financial future starts with the right life cover. Review your needs, adapt to changes, and seek guidance from a financial adviser to make informed decisions that provide security and peace of mind.
Insurance
Car accident? Don’t miss these important next steps
After a car accident, stay calm and document everything: take wide-angle and close-up photos, gather driver, witness, and insurance details, contact your insurer immediately, and seek a specialised attorney if injuries occur.
Insurance
Men’s health and financial confidence: Questions to ask your financial adviser
Men face high risks of cancer, heart disease and disability, often long before retirement. Asking your adviser about illness cover, income protection and family support can help you stay financially confident and protected if life takes an unexpected...
Insurance
Prostate cancer myths – debunked
Prostate cancer is common and often shows no early symptoms. Dr Friedel Kerchhoff debunks five common myths and offers practical advice for confident living, highlighting the importance of regular screening and knowing your risks.