Blogs

Sanlam Reality

Personal loans vs Student loans: what is the difference?

Not sure whether to choose a personal loan or student loan? Student loans usually offer lower premiums and support while studying, making them better for education. Early planning and advice can help families, especially the ‘missing middle’.

Financial Planning

Start the year on the right financial foot

Kickstart your year with smart money habits. Review your spending, tackle debt, build an emergency fund and plan ahead for festive costs. Small actions now can set you up for long-term financial confidence.

Financial Planning

The importance of getting good advice in 2026

Good financial advice can bring clarity and peace of mind in 2026. With rising costs and daily pressures, a qualified adviser helps you navigate challenges, balance goals, and make practical decisions to protect your future.

Financial Planning

Six ways to refresh your finances this festive season​

Give your finances a festive refresh. Reflect on your goals, review your budget, check your credit health and get organised. With the right guidance, you can enter 2026 feeling clear, confident and financially energised.

Financial Planning

Beat burnout, bag bargains: smart spending secrets for the festive season

As the year ends, many South Africans feel burnout and festive spending pressure. Avoid emotional buys by knowing your triggers, checking your credit, and sticking to a budget. Stay mindful so the holidays bring peace, not money stress.

Financial Planning

Get creative this festive season and avoid a financial ‘hangover’ in January

Enjoy the festive season without the January money hangover. Plan ahead, get creative with meals and gifts, co-host gatherings and stick to cash for essentials. Celebrate smart so you can start the new year relaxed and financially steady.

Insurance

Car accident? Don’t miss these important next steps

After a car accident, stay calm and document everything: take wide-angle and close-up photos, gather driver, witness, and insurance details, contact your insurer immediately, and seek a specialised attorney if injuries occur.

Financial Planning

Do this each day to increase your happiness

Boost your happiness with small daily habits: hydrate first thing, get morning sunlight, ground yourself outdoors, care for your teeth, enjoy time with loved ones, and add plants to your space. Tiny steps consistently lead to big wellness gains.

Financial Planning

#Ke Dezemba: Time with family doesn’t have to break the bank. Get creative!