About me
Since joining Sanlam as a qualified financial adviser in 2011, I have dedicated my efforts to educating and assisting clients in achieving their individual financial freedom. I passionately believe that excellent customer service, my personal integrity and investing in long-term client relationships are key to my professional offering. My services portfolio includes risk, retirement planning and investment advice.
My interests
- Bootcamp
- Gardening
- Nature
- Art
My qualifications & recent awards
Qualifications
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Postgraduate Diploma in Financial Planning
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National Diploma in Management
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National Certificate in Wealth Management
Awards
Sanlam Bronze Eagle
Awarded to advisers who have shown solid growth and professional progression. This level acknowledges consistent performance and dedication to delivering trusted, quality service.
11 LIMRA International Quality Awards
This annual award recognises professionals demonstrating high standards of quality, service, and professionalism in the insurance industry across the globe.
Other Awards
- Most Professional Senior Advisor Award
Sanlam Financial Planner
Sonja Du Toit
Contact details
Sanlam Financial Planner, 2446 Woodpecker Street, Marloth Park, Mpumalanga, 1321
PRODUCTS AND SERVICES
What we offer
Severe Illness Cover
Helps cover the unexpected costs of a dread disease, leaving you to focus on your health.
TOOLS & CALCULATORS
Explore resources to help you connect with a financial adviser.
Saving for Retirement
CALCULATE SAVINGS
Personal Client Profile
GET STARTED
Risk Tolerance Assessment
INVESTMENT RISK PROFILE
Online Will
DRAFT YOUR WILL ONLINE IN MINUTES
Short-term Insurance ChatBot
SUBMIT YOUR REQUIREMENTS
Financial Check
5 MINUTE QUIZ. SEE HOW FINANCIALLY PREPARED YOU ARE
Money Personality
CHAT TO THE SANLAM AI COACH
CAMPAIGNS
Discover more
BLOGS
Latest from my blog
Insurance
Disability needs an attitude change!
Many people believe disability is something that happens to someone else. The reality is that illness, injury, or temporary disability can affect anyone. Understanding the risks and planning ahead can help protect your income and financial future.
Insurance
Prostate cancer myths – debunked
Prostate cancer is common and often shows no early symptoms. Dr Friedel Kerchhoff debunks five common myths and offers practical advice for confident living, highlighting the importance of regular screening and knowing your risks.
Insurance
Men, your health matters!
Many men avoid routine healthcare and put off important check-ups. This Movember, discover why making your health a priority is essential for living well, staying active, and being there for the people who matter most.
Insurance
This Movember, prioritise your health!
This Movember, take proactive steps for your health. Early detection of prostate and testicular cancer through self-exams and regular check-ups can save lives. Pair this with financial planning to stay protected and confident.
Financial Planning
Why East Asia deserves a bigger place in global portfolios
As global markets evolve, East Asia is emerging as a key driver of innovation and economic growth. Find out why the region could be an important addition to a well-diversified portfolio.
Financial Planning
Working through cancer: Support today, financial confidence for tomorrow
No one can predict a cancer diagnosis, but financial preparation can help you navigate the challenges it may bring. Learn how to build greater financial confidence for the future.
Financial Planning
Your tax debt can delay your family’s inheritance
Did you know unpaid taxes can halt estate administration? Find out how tax debt delays inheritance payouts and how to safeguard your loved ones' future.
Insurance
Can you trust AI-powered health tools with your health?
AI-powered health tools offer valuable insights into your wellbeing, but healthcare experts stress the importance of combining technology with professional advice.
Insurance
Breast Cancer Awareness: A guide to staying on top of your health checks
Early detection is key to breast cancer prevention. Monthly self-exams, regular check-ups, and healthy lifestyle habits—like exercise, balanced diet, and avoiding smoking or excess alcohol—can help protect your health and improve outcomes.
Retirement
Building a retirement that lasts: Spend smartly and invest wisely
Learn how disciplined withdrawals, smart asset allocation and effective risk management can help sustain your retirement income, protect against inflation and support long-term financial security.
Insurance
Navigating cancer in the workplace: what to do and how to provide support
A cancer diagnosis can affect more than your health. It can impact your work, finances, and daily routine. Discover practical guidance for navigating the workplace with confidence while managing treatment, recovery, and wellbeing.
Retirement
Retirement planning: when the maths doesn’t math
Retirement planning isn’t just about numbers. Learn how timing, compound interest, savings rate and advice shape a realistic, confident retirement.