BEGIN:VCARD
VERSION:3.0
FN:Marlou Schalkwyk
N:Schalkwyk;Marlou;;
TITLE:Sanlam Financial Adviser
TEL;TYPE=CELL:+ 27 82 331 9479
EMAIL:marlou@fininvestbluestar.co.za
ORG: Fininvest BlueStar
ADR;TYPE=WORK:FinInvest BlueStar, 4 Alpha Place , Freewaypark, Boksburg, 1459
URL:https://www.sanlamadvice.co.za/bluestar/FinInvest
URL;TYPE=PREF:https://www.facebook.com/FinInvestBlueStar/
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
END:VCARD