Wealth Bonus From Sanlam | Antaris BlueStar | Sanlam Financial Planners Gauteng

Sanlam Reality

Wealth Bonus® from Sanlam

Sanlam’s flagship products now come with built-in Wealth Bonus®. The same quality solutions that help you prepare financially, now create extra wealth for you. So the more you invest in you, the more we invest in you.

LOYALTY AND REWARDS

How does Wealth Bonus® work?

  • With every premium you pay on qualifying financial products, Sanlam invests an additional percentage on your behalf
  • Your Wealth Bonus® grows at market related interest rates
  • Selected products unlock your Wealth Bonus® in smaller, regular portions
  • Your full Wealth Bonus® unlocks at the end of your product`s life, or when you are 70 years old.

Products & partners

Earn more with Wealth Bonus®

Each Sanlam product contributes to your Wealth Bonus® in different ways. Add more products to boost your Wealth Bonus® earnings, and to benefit from additional savings from partners.

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Standalone products

Speak to your financial adviser about the participating products that give you Wealth Bonus®. Each qualifying product contributes to your Wealth Bonus® in different ways.

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Product combinations

Boost your earnings on certain qualifying products with Sanlam's partners like FedHealth.

LIFESTYLE BENEFITS

Get access to discounts on lifestyle benefits

As a Sanlam client earning Wealth Bonus®, you automatically enjoy discounts on lifestyle benefits from partners, at no additional cost to you. Your benefits are managed by Sanlam Reality – the loyalty programme of the Sanlam Group and its partners, which rewards clients for taking care of their money.

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FAQs

Straight answers to all your questions

You can grow your Wealth Bonus by adding more participating products to your Sanlam Group portfolio. Each product you add means another product adding more money contributed to your Wealth Bonus every month. Over the years, these boosts to your Wealth Bonus compound to add even more value.

Different participating products pay out in different ways. Some products regularly unlock portions of their own contributions, plus any growth. Some products pay out unlocked money automatically. Other products leave unlocked money where it is so you can withdraw it later. The longer you leave it, the more time it has to grow with compound interest.

Whenever money unlocks, it becomes yours, permanently. No matter when or how much cash unlocks, it’s yours to do with as you please.

What you get out depends on what goes in. How much you get out of Wealth Bonus over time is affected by which products you buy, how long you have them for, and whether you withdraw money whenever it unlocks or leave it invested. Plus, because it works like an investment portfolio, market performance will also affect your Wealth Bonus returns.

The earlier you start your Wealth Bonus, the longer it will have to grow. For example, a 20-year-old who keeps a single life insurance policy until retirement could build up a Wealth Bonus of millions* by the time they retire.

*Product and profile dependent. Projected future value is based on average assumptions and not guaranteed.

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