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Income Tax Calculator and Tax Tables

Work out the salary tax deductions you will pay for the current tax year and compare it to previous year’s deductions by using this calculator. Use the calculator to determine your nett take home pay and find your income tax rates for the year using the SARS tax tables below. We’ve got the resources and financial solutions you need to budget, save and invest.

Tax year:  1 Mar 2023 to 29 Feb 2024What is your gross salary?  R
Your gross salary is the entire amount, including all benefits, that your boss pays you.When do you receive this salary?  Does the above gross salary include contributions to a pension, provident fund or RAF?
  This appears as source code 4001, 4003 or 4006 on your IRP5.

Does the above gross salary include money for a travel allowance?
  This appears as source code 3701 on your IRP5.

Your age?   Under 65   65 – 75   Over 75

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TAX SAVING SECRETS

How are you reducing your tax liability?

7 Reasons to invest in an RA

1/7 Enjoy tax benefits: A portion of your contributions is tax deductible (currently up to 27,5% of the higher of taxable income and remuneration, up to a limit of R350 000 per year). You also don’t pay tax on any interest or dividends and no capital gains tax is applicable.

Tax-efficient investment opportunities

Paying tax is a bugbear, especially when it comes to the money we save. This article discusses the opportunities available to you, to build a tax-efficient investment portfolio with the help of a qualified financial adviser.

Tax Rates: 1 March 2026 to 28 February 2027

2027 Tax Year – Individuals and special trusts
Taxable Income (R)Rates of Tax (R)
1-245 10018% of taxable income
245 101 – 383 10044 118 + 26% of taxable income above 245 100
383 101 – 530 20079 998 + 31% of taxable income above 383 100
530 201 – 695 800125 599 + 36% of taxable income above 530 200
695 801 – 887 000185 215 + 39% of taxable income above 695 800
887 001 – 1 878 600259 783 + 41% of taxable income above 887 000
1 878 601 and above666 339 + 45% of taxable income above 1 878 600

 

2027 Tax Rebates
DescriptionAmount (R)
Primary17 820
Secondary (Persons 65 years and older)9 765
Tertiary (Persons 75 years and older)3 249

 

Tax Thresholds for 2026 – 2027 Tax Year
AgeTax Threshold (R)
Below age 6599 000
Age 65 to below 75153 250
Age 75 and above171 300

Tax season

Income tax filing dates

It’s time to file your tax return, which means it’s a good idea to start getting your paperwork in order. Take note of the tax season dates relevant to you. The dates for 2025 Filing Season were:

  • Individual non-provisional taxpayers (who were not auto-assessed by SARS): 21 July – 20 October 2025 – Closed Now
  • Auto-assessment notices: 7 – 20 July 2025 – Closed Now
  • Provisional taxpayers: 21 July – 19 January 2026 – Closed Now

Learn more about this filing season here.

Need to know if you’re a provisional or non-provisional tax payer? See FAQ here

MAXIMISE YOUR TAX BENEFITS

Invest in Sanlam's tax-efficient products

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RA

Retirement Annuity

Maximise your tax benefit with Sanlam’s retirement solutions. Invest today and boost your retirement savings with a Wealth Bonus®.

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TFSA

Tax-free Savings Account

Reach your long-term saving goals by paying zero tax on interest, dividends and capital gains. Start investing today.

Sanlam Reality Benefit

Help is available if you need it

During tax season, don’t forget that you, an individual taxpayer, can get free tax assistance with TaxTim and Sanlam Reality.

Click to learn more
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