Blogs

Sanlam Reality
Personal loans vs Student loans: what is the difference?
Not sure whether to choose a personal loan or student loan? Student loans usually offer lower premiums and support while studying, making them better for education. Early planning and advice can help families, especially the ‘missing middle’.

Financial Planning
Start the year on the right financial foot
Kickstart your year with smart money habits. Review your spending, tackle debt, build an emergency fund and plan ahead for festive costs. Small actions now can set you up for long-term financial confidence.

Financial Planning
The importance of getting good advice in 2026
Good financial advice can bring clarity and peace of mind in 2026. With rising costs and daily pressures, a qualified adviser helps you navigate challenges, balance goals, and make practical decisions to protect your future.

Financial Planning
Six ways to refresh your finances this festive season
Give your finances a festive refresh. Reflect on your goals, review your budget, check your credit health and get organised. With the right guidance, you can enter 2026 feeling clear, confident and financially energised.

Financial Planning
Beat burnout, bag bargains: smart spending secrets for the festive season
As the year ends, many South Africans feel burnout and festive spending pressure. Avoid emotional buys by knowing your triggers, checking your credit, and sticking to a budget. Stay mindful so the holidays bring peace, not money stress.

Financial Planning
Get creative this festive season and avoid a financial ‘hangover’ in January
Enjoy the festive season without the January money hangover. Plan ahead, get creative with meals and gifts, co-host gatherings and stick to cash for essentials. Celebrate smart so you can start the new year relaxed and financially steady.

Financial Planning
Five tips to help you avoid financial sabotage this year-end
Year-end spending can derail your financial goals. These five tips - plan ahead, budget, avoid bad debt, delay gratification, and prioritise saving - can help you stay on track and work towards lasting financial freedom.

Financial Planning
Year-end Holiday Checklist
Heading off on holiday? Use a simple checklist to travel with peace of mind. Confirm arrangements, secure your home, pack smart, check your cards and documents and return home to comfort, not chaos.

Financial Planning
Will you really be saving money on Black Friday?
Black Friday may look like the best time to shop, but inflated prices, interest costs, and distractions can derail your budget. Get practical tips to help you spot real deals, avoid debt, and spend with confidence this season.

Financial Planning
10 Ways to earn extra income after work hours
10 ways to earn extra income after work hours, from side hustles to smart skills—boost your cash flow without quitting your job. Start building today.

Financial Planning
9 Money lessons motherhood teaches us #MothersDay
9 money lessons motherhood teaches us, from budgeting wisely to planning ahead for security—build stronger financial habits for your family’s future. Take the next step.

Financial Planning
Human Rights Day: Strengthening the future we build together
Strengthening the future we build together through shared goals, financial planning, and trusted advice—align your vision and move forward with confidence today.



